Auto Glass Insurance

How Auto Glass Insurance Works in Texas

In Texas, auto glass coverage is included in your comprehensive insurance policy. Comprehensive coverage protects against non-collision damage including theft, vandalism, hail, falling objects, and yes—cracked windshields. If you have comprehensive coverage (sometimes called "other than collision" or "full coverage"), your auto glass repairs and replacements are typically covered.

Zero-Deductible Glass Coverage

Many insurance companies in Texas offer zero-deductible coverage for windshield repair. This means if you have a repairable rock chip or small crack, you pay nothing out of pocket. The insurance company covers 100% of the repair cost. For windshield replacement, most policies require you to pay your comprehensive deductible (commonly $100-$500), though some carriers offer zero-deductible replacement as well. Windshield repair claims typically don't count against your policy or raise your rates.

Step-by-Step Insurance Claims Process

1. 1
   Contact Us: Call (214) 545-4689 or submit a quote request online. Provide your vehicle info and insurance details.
2. 2
   We Verify Coverage: We contact your insurance company to verify your comprehensive coverage and determine your deductible amount.
3. 3
   Approval & Scheduling: Once approved, we schedule mobile service at your preferred time and location.
4. 4
   Service Completion: Our technician completes the work at your location. You pay only your deductible (if applicable).
5. 5
   We Bill Insurance: We handle all billing and paperwork with your insurance company. You're done!

Questions about your coverage? Call us at (214) 545-4689 and we'll verify your policy benefits at no charge.